It’s crucial to dry out a property following a leak as moisture can in return leak to mould and there’s a huge article on the NHS website on how mould can be affect your health view below:

Reference: https://www.nhs.uk/common-health-questions/lifestyle/can-damp-and-mould-affect-my-health/

It’s crucial to deploy machinery in order to clear up any moisture you have ant your property following a leak from any water source.

Leak sealant upgrades:

We would highly advise having the bath/sink sealant and silicone replaced in your bathroom and kitchen s replaced regularly to avoid any water seepage to cause a leak at your property. The amount of jobs we attend to and find that the sealant has caused massed of damage over time into the area below sometimes even damage 2-3 flats below this property.

Insurance companies will avoid paying for these claims as this comes under general maintenance repairs and should be maintained regularly to avoid any leaks in the first place/instances.